Lewis spent over 2 hours with me explaining every aspect of my first mortgage. For someone who didn’t even know where to start it was really nice knowing I had Lewis on the other end of the phone whenever I had a questions. He made buying my first home less stressful and best of all it was free of charge!! Thank you Lewis!!!!

“He made buying my first home less stressful and best of all it was free of charge!!” Becky Lawler

Known Graham for over 10 years now, he sorted out my first mortgage answered all my questions and although I was always calling asking questions stressing etc he calmly sorted out all the little problems I had with no hassle, got my critical illness cover through him and thank god I did!! Everything he says about not worrying he will sort it is the truth, trust me! Just moved house and used him again as I trust him 100%

“Just moved house and used him again as I trust him 100%” Ricky Law

A massive thank you to Lewis Richardson who helped me to buy my first house!!
I highly recommend this guy to anyone, especially if you’re a first time buyer. He puts a tremendous amount of time and effort into helping you understand all options that are available to you and he is truly passionate about his job. I was calling him at 8 in the evening and he was only too happy to answer the phone. The hard work he put in certainly paid off….from finding me an affordable mortgage to the day the keys were in hand only took four weeks, which is unheard of… so thanks again Lewis.

“A massive thank you to Lewis Richardson who helped me to buy my first house!! “ Craig Howard

Lewis has been an excellent mortgage advisor to us from the start of our remortgage!! Always punctual on appointments, knowledgeable with in his field and a friendly but professional approach to all services offered. Would highly recommend to my family, friends and work colleagues, which I have and wouldn’t hesitate in using him in the future for our insurances. Great work mate, thanks!!!!

“Lewis has been an excellent mortgage adviser to us from the start” Tom Eade

Need Mortgage Advice in Norfolk or Suffolk? We can Help!

*Your home may be repossessed if you do not keep up repayments on your mortgage.*

Your Local Norfolk & Suffolk Mortgage Advisers

Hello! We are Graham & Lewis Richardson, Father & Son Whole of Market Mortgage Advisers for the Norfolk & Suffolk Counties.

The Right Mortgage For You

As professional Whole-of-Market Mortgage Advisers, we thoroughly research the market to find the most suitable mortgage deal to meet your personal needs. For your Protection services, we have a panel of carefully selected providers to choose from.

Your Home, Your Schedule

Graham works from his office at home, seeing clients in their own residences. Lewis offers the same service, but also provides the the option of seeing clients at his cost-effective home based office. This means we can come to you, at a time that works for you, making the process fast, easy, and comfortable.

The Best Possible Service, At The Best Price

Because of our low overheads and local service, we’re able to provide our services without charging the excessive fees that clients sometimes come to find with other advisers. We are remunerated by the lender for the service we provide, helping you to complete your mortgage and find a suitable provider when you take out a protection policy.

Your Financial World, Covered

Depending on your personal needs, the services that we can offer do not stop here. For will writing we can act as introducers to financial advisers within IBA Wealth Management Ltd, simplifying the process for you. Lewis can also help with your Pension and Investment queries.

*The value of pensions and investments can fall as well as rise. You may get back less than you invested.*

We’d Welcome The Opportunity To Talk To You

If you have any questions or would like to organise an informal discussion around your Mortgage, Protection or Investment needs, please don’t hesitate to contact us on the details below. We look forward to helping you.

Contact Us Directly

Lewis Charles Richardson – Financial Adviser

Phone: 07453988500 / 01553 770 111

Email: lewischarlesrichardson@ibawm.co.uk

Graham John Richardson – Mortgage Adviser

Phone: 07771820820 / 01553 770 111

Email: grahamj.richardson@btopenworld.com

...Or Request a CallBack

If you are unhappy with our service

If you have a complaint about your adviser, or any financial advice you have received from your adviser, please contact us:

Intrinsic Complaints Department

Riverside House

The Waterfront

Newcastle upon Tyne

NE15 8NY

Email: complaints@intrinsicfs.com

Tel: 0191 241 0700

You can find more information by visiting the Intrinsic Financial Services website:


If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (www.financial-ombudsman.org.uk)

Norfolk Mortgage Advice Service

We are able to travel to your home or work throughout Norfolk at a convenient time for you to discuss your Mortgage Requirements.

The areas we cover are below:


King’s Lynn & West Norfolk


Cromer & North Norfolk

Great Yarmouth

South Norfolk


& Surrounding Areas

Suffolk Mortgage Advice Service

We are able to travel to your home or work throughout Suffolk at a convenient time for you to discuss your Mortgage Requirements.

The areas we cover are below:




Bury St Edmunds




& Surrounding Areas

Our Services

Home Buyer Mortgages


First Home Buyer Mortgages

Buy-to-Let Mortgages

Debt Consolidation


Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Our Process For Your Mortgage

After our initial free consultation meeting (either at our office or in the comfort of  your own home), we’ll provide our recommendations on the most suitable way forward for your mortgage.

We understand that you need the time to digest all of the information given to you, so you can make the best decision when moving forward.

If that decision includes taking mortgage advice from ourselves, then we will provide the most suitable advice to suit your needs. We’ll then keep you informed on progress throughout the process.

Why Use Us For Your Mortgage Services?

When taking mortgage advice, a client has to put their trust with someone who they believe will do the best they can for them in every instance. We are very different from banks, building societies and estate agents in a number of ways; the first being that our business runs Monday to Saturday taking calls from 8am until 9pm.

We put our clients first working around their busy schedules whether it’s meeting them at their home residence for an appointment at 9pm or meeting them during a weekend.

We have clients of all ages ranging from 18 to 75 from a young trainee to a retired individual. We are not keen on transactional business and instead want to support our clients all of the way through their financial life cycle. Graham Richardson is now seeing the young children of clients he completed the mortgages for over 20 years ago, helping them purchase their first homes using his expertise.

About Us

Lewis Charles Richardson & Graham Richardson are both self-employed advisers using the trading name ‘Mr Mortgage Adviser’ and working along the East Coast of England under IBA Wealth Management Ltd (FCA Number 426119) who’s head office is based in King’s Lynn. Mr Mortgage Adviser is a trading style of IBA Wealth Management Ltd who are appointed representatives of Intrinsic Financial Planning Limited and Intrinsic Mortgage Planning Limited which are authorised and regulated by the Financial Conduct Authority.

Graham has over 30 year’s experience in the industry and has worked as a self-employed consultant under IBA Wealth Management Ltd for the past 17 years building up a client bank of around 2,000 clients. He has a wealth of experience in residential and buy-to-let mortgages but his speciality is in protection services.

Lewis has decided to follow in the footsteps of his father in the finance industry. He studied at the UEA gaining a 2.1 in Business Management and more recently worked in the Film & TV industry. Having had a number of job opportunities offered to him within the industry during 2015, he met with a director of IBA Wealth Management Ltd, Steve Barrett. He has never looked back since, starting his own self-employed business in February 2016. He is keen to run a successful business and knows that being committed to his clients and working hard for them to achieve their goals is key to this; building a positive reputation with clients staying loyal.